Types of Personal Loans
Cash Money offers different types of personal loans to meet your individual needs. Different types of loans are offered based on your home province.
Borrow cash to get you by until pay day, pay the amount you borrow plus fees back when you get your next paycheque.
Personal Loans Explained
Ever thought, “I could really use some extra money to help pay for ______”?Cash Money is here to help. We offer Canada personal loans up to $10,000 to help you pay off that emergency plumbing bill, the vet bills that keep adding up, or maybe your grocery list grew and you need help covering the additional cost. Whatever your need, a personal cash advance may be a solution for you.
To apply at any Cash Money location, online or on the mobile app, you must be at least 18 years old.
Cash Money personal loans are just that – personal. You can use your cash for whatever you need – a home improvement project, debt consolidation or simply to cover an upcoming bill. We take your privacy seriously, so no questions asked.
Have More Questions?
Follow the Canadian Consumer Finance Association to stay up-to-date on regulations and how they will affect your access to short-term credit.
Payday Loans are high cost loans. Loan amounts are subject to net pay and other qualification requirements. Promotional rates not available in Alberta, Manitoba or New Brunswick.
British Columbia Residents: The maximum charges permitted in British Columbia for a Payday Loan is 15% of the principal. We charge $15 per $100 borrowed. On a $300 loan for 14 days, the total cost of borrowing is $45, with a total payback amount of $345 and an APR of %. $300 for $20 promotional rate – Under this offer, on a $300 loan for 14 days, the cost of borrowing is $20, with a total payback amount of $320 and an APR of %. BC Licence #50066.
Manitoba Residents: The maximum allowable charge for a payday loan is 17% of the principal amount of the loan. We charge $17 per each $100 loaned. Sample loan on a $300 loan for 12 days, the cost of borrowing is $51, the total that must be repaid is $351 and an APR of %. To learn more about your rights as a payday loan borrower, contact the Consumer Protection Office at 1-204-945-3800, 1-800-782-0067 or at
Newfoundland Residents: The maximum allowable cost of borrowing under payday loan agreements in Newfoundland and Labrador is $21 per $100 borrowed. We charge $21 per each $100 borrowed. On a $300 loan for 14 days, the total cost of borrowing is $63, with a total payback amount of $363 and an APR of %. $300 for $20 promotional rate – Under this offer, on a $300 loan for 14 days, the cost of borrowing is $20, with a total payback amount of $320 and an APR of %.
Nova Scotia Residents: The cost of borrowing is $ per $100 on a $300 loan for 14 days (% APR).
Ontario Residents: $300 for $20 promotional rate – Under this offer, the cost of borrowing is $6.67 per $100 on a $300 loan for 14 days (% APR). Ontario Residents: The maximum allowable cost of borrowing per $100 borrowed in Ontario is $15. We charge $15 per $100 borrowed. On a $500 loan for 14 days, the cost of borrowing is $75, with a total repayment amount of $575 and an APR of %. $300 for $20 promotional rate – Under this offer, on a $500 loan for 14 days, we charge $6.67 per $100 on the first $300 borrowed and then $15 per $100 on the additional $200 borrowed, with a total cost of borrowing of $50, at total repayment amount of $550 and an APR of %.
Saskatchewan Residents: The maximum allowable cost of borrowing under payday loan agreements in Saskatchewan is $17 per $100 borrowed. We charge $17 per each $100 borrowed. On a $300 loan for 14 days, the total cost of borrowing is $51, with a total payback amount of $351 and an APR of %. $300 for $20 promotional rate – Under this offer, the maximum allowable cost of borrowing under payday loan agreements in Saskatchewan is $17 per $100 borrowed. Under this offer, on a $300 loan for 14 days, the total cost of borrowing is $20, with a total payback amount of $320 and an APR of %.
Installment Loans/Lines of Credit: payday loans in Ashtabula Loan minimum of $100 to a maximum of $10,000, based on a completed application, net pay and other qualification requirements, and customer verification including a credit check. Installment loan terms are from 6 months to 60 months and are based on the amount borrowed. Payments are due on scheduled income deposits. Cash Money offers personal loans and is not a credit repair service. APR/Annual Interest Rate %.
Lending decisions and funding times subject to system limitations. Opt+ instant funding is only available for existing Opt+ cardholders (sold separately), and is not available to payday loan borrowers in British Columbia.
Loan Protection: Must be 18 years of age or older, and under 70 years of age to be eligible. Policy sold and administered by Premium Services Group Inc. Underwritten by Canadian Premier Life Insurance Company.
Opt+: This card is issued by PACE Savings & Credit Union Limited pursuant to license by Mastercar ™ International. Use of this card is governed by the agreement under which it is issued. Mastercard is a registered trademark, and the circles design is a trademark of Mastercard International Incorporated. Tap & Go ™ is a trademark of Mastercard International Incorporated. Data rates may apply. Card funds are not insured by Canada Deposit Insurance Corporation or any other government deposit insurer or agency.
15-minute funding available only when using Interac e-Transfer ® . Subject to bank processing and system limitations. Interac e-Transfer ® can be used to transfer funds up to $10,000. Interac ® and the Interac design are registered trademarks of Interac Inc.