Estimating cash flow sensitivity of external financing To examine the relationship between external financing and cash flow under financial restrictions, researches have used different methods including ordinary least square, fixed effects, generalized method of moments, and instrumental variable approach. For example, Almeida & Campello (2010) and Gracia & Mira (2014) use ordinary least squares and… Continue reading Estimating cash flow sensitivity of external financing
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Regulation Z Considerations for CD Secured Loans
Regulation Z Considerations for CD Secured Loans The next compliance consideration that all financial institutions should review relates to fair lending. The concern, of course, for fair lending is that all applicants are treated equally. For CD secured loans, this means that the application process and underwriting evaluation should be conducted in a consistent manner… Continue reading Regulation Z Considerations for CD Secured Loans