It is not a loan, credit or financing

It is not a loan, credit or financing


  • You must be 18-years or older
  • Valid Social Security Number or ITIN
  • Have a routing & account numbers for active checking account
  • Have a Credit or Debit Card

Frequently Asked Questions

Who is Progressive Leasing? We are a No Credit Needed lease-purchase option that helps you take home the items you want or need today!

What is the Progressive lease-purchase program? The Lease-to-Own Program from Progressive can be a great way to get what you want right now. Progressive offers a simple lease program where you pay over time, and if you complete all lease payments or exercise an early purchase option, you will own the product(s).

What is lease-to-own or a lease-purchase program? Leasing is a convenient way to get the items you want now – without a big upfront payment or a long-term commitment. Progressive Leasing offers a great selection of retailers, affordable payments and flexible choices on how to own your merchandise.

Progressive Leasing provides a rental- or lease-purchase agreement or in certain states payday loans in Lewisburg OH, a rent-to-own agreement, a consumer rental-purchase agreement, or a lease agreement with an option to purchase. While no credit history is required, Progressive obtains information from consumer reporting agencies in connection with your lease application.

An initial payment is required at lease signing. All remaining lease payments will be determined by the cash price of the leased item and the frequency of payments. You will not own the leased merchandise or acquire ownership rights unless you make all your payments or exercise an early purchase option. Progressive Leasing is not available in MN, NJ, VT, WI or WY. Merchant participating locations only. Not all applicants are approved.

What type of items are available to lease from Progressive? Progressive leases merchandise for personal, family or household use. Progressive will not lease certain kinds of merchandise, including, but not limited to, merchandise that is prohibited from lease transactions by law, consumable items, and merchandise that creates an unmanageable risk for Progressive. Eligible items include appliances, furniture, jewelry, electronics, mattresses, mobile devices and accessories, musical instruments, and more.

What is the process? How do I get started with a lease-purchase option today? 1. Complete an application. 2. If approved, go shopping for leasable items. 3. Review, sign your lease, and make the initial payment. 4. Get your item(s) today or set up future delivery.

What do I need to apply? You must be 18 years or older, have a valid Social Security Number or ITIN, routing and account numbers for an open and active checking account, and a credit or debit card.

How long does my approval last? Your approval is good for 90 days. If you have not signed a lease within 90 days, your approval expires, and you will have to reapply with Progressive. At some retailers, if you do not sign your lease that day, the order is cancelled. However, you can still create a new order if it is within the 90 days of your original approval.

Do you charge an application fee or any other up-front fee? No, we do not charge an application fee or processing fee. Your initial payment will be withdrawn from your credit or debit card immediately after the lease is executed, but it is the first of your lease payments and is part of the total cost of the lease. If you are not approved, you will not be charged anything.

How much can I get approved for by Progressive’s lease-purchase program? It depends. Applicants are evaluated on an individual basis and we look at many data points, including credit information, income, and banking history to determine approval amounts. These data points will indicate whether a Progressive Lease would be a good fit and, if so, the approval amount.

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